Last updated: 2026
1. Introduction
Welcome to i-o-smart. These Terms and Conditions govern your use of our website, interactive learning widgets, band calculators, and digital resources. By accessing or using our platform, you agree to comply with and be bound by these terms.
2. Intellectual Property Rights
All content, graphics, interactive exercises, code, and materials provided on this website are the intellectual property of i-o-smart unless otherwise stated. You are granted a limited, non-exclusive, non-transferable license to access and use the materials for personal, non-commercial IELTS preparation.
3. User Conduct
When using our site, you agree not to:
- Engage in any automated data scraping, harvesting, or unauthorized extraction of our interactive tools and content.
- Post spam, malicious links, or abusive language in the community comment sections.
- Attempt to compromise the security, infrastructure, or performance of the website.
4. Digital Products & No Refund Policy
Certain educational tools, guides, or PDF materials may be made available on the platform. All free-to-use widgets and digital resources are provided on an “as-is” basis. Because these are digital items or free services, no refunds, returns, or financial exchanges apply once accessed or downloaded.
5. Limitation of Liability
Our IELTS preparation tools are designed to assist with self-study and practice. We do not guarantee specific band scores in official IELTS examinations. I-O-Smart shall not be held liable for any direct, indirect, or consequential damages arising from the use or inability to use our website and resources.
6. Changes to Terms
We reserve the right to modify or replace these Terms and Conditions at any time. Continued use of the website following any changes constitutes your acceptance of the new terms.
7. Contact Information
If you have any questions about these Terms, please contact us at: services@i-o-smart.com